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If you are a qualified mortgage adviser ready to expand into one of the most in-demand areas of financial services, the Certificate in Regulated Equity Release (CeRER) is the qualification that gets you there. Awarded by LIBF, this Level 3 qualification meets the FCA's examination standards for providing advice on equity release products and is registered with Ofqual in the Regulated Qualifications Framework (RQF). It gives you the specialist knowledge and confidence to advise clients on equity release, including lifetime mortgages and home reversion plans, particularly those in the later life lending market.
Our two-day live online course prepares you to sit both CeRER unit exams. You will join a virtual classroom led by a CeRER trainer who runs live sessions and provides support throughout your learning. Before the course begins, you will receive digital pre-course materials, including a study planner and guidance notes to help you prepare. Comprehensive printed learning materials are posted directly to your home address for you to use during the live sessions.
To sit the CeRER exams, you must already hold CeMAP or an equivalent FCA-recognised mortgage advice qualification. If you are not yet CeMAP-qualified, we also offer a full range of CeMAP training courses to help you get there first.
Enrol today and take the next step towards becoming a qualified equity release adviser.
This course is perfect for:
CeMAP-qualified mortgage advisers looking to add equity release to their services
CeMAP students planning to extend their qualifications into equity release
Financial advice firms wanting to offer equity release as part of their client portfolio
Mortgage brokers and advisers working with later-life lending clients
Professionals seeking a specialist qualification in equity release advice
Anyone looking to meet the FCA's examination standards for equity release advice
Our training prepares you to sit both CeRER unit exams. Across the two units, you will build a thorough understanding of the equity release market, the regulations that govern it, and how to match the right solution to each client's circumstances.
The CeRER Syllabus:
Unit 1: Fundamentals of Equity Release
Understand the equity release market and the regulations associated with the different types of schemes available. With this knowledge, you will be able to understand your different customers, match the right scheme to their personal requirements, and look at their future options.
Unit 2: Equity Release Solutions
Apply suitable equity release solutions to the different circumstances of your customers. You will gain an understanding of different equity release products, their features, and how suitable they are for your customers. This allows you to provide a holistic assessment of your customers' equity release needs.
| CeMAP | CeRER | |
|---|---|---|
| Full name | Certificate in Mortgage Advice and Practice | Certificate in Regulated Equity Release |
| Level | Level 3 | Level 3 |
| Awarded by | LIBF | LIBF |
| What it covers | Mortgage advice across all products | Equity release products specifically |
| Who it's for | Those entering the mortgage advice | CeMAP-qualified advisers expanding into equity release |
| Prerequisite | None | CeMAP or equivalent |
| FCA standard | Meets FCA examination standards for mortgage advice | Meets FCA examination standards for equity release advice |
Not yet CeMAP-qualified? Start there first. View our CeMAP courses →
Both CeRER exams are sat online via remote invigilation through LIBF. The course fee you pay to e-Careers covers your training. You will also pay a separate fee directly to LIBF, which covers your exam sittings, learning materials, and registration all in one.
You will need to pay a separate registration fee directly to LIBF to gain access to their learning materials on their course site and to sit your exams. Find out more about CeMAP and the registration fee here.
We are confident in the quality of our virtual classroom training, which is why we back it with an exam pass guarantee. If you do not pass your exam after completing this course, you are eligible to retake the same training free of charge.
To qualify for the guarantee, you will need to:
Please note that students retaking the course must utilise any materials or books distributed during their initial session. Failure to do so may result in charges for replacement materials.
The Exam Pass Guarantee does not cover exam fees, which must be purchased separately.
Holding the CeRER qualification opens up equity release advice as a specialist area of practice, particularly for clients in the later life lending market. With both CeMAP and CeRER, you can:
CAS is confirmation from an employer that you are authorised to give regulated mortgage and equity release advice without supervision. Once you have passed your exams, e-Careers can put you in touch with a firm to help you achieve CAS. Get in touch with us to find out more.
CeRER is a specialist qualification that builds on the foundation established through mortgage advice training. To be eligible to sit the CeRER exams, you must already hold one of the following:
CeMAP (Certificate in Mortgage Advice and Practice)
An equivalent mortgage advice qualification recognised by the FCA
If you are not yet CeMAP-qualified, our CeMAP training courses are a great place to start. Once you have your CeMAP, you will have everything you need to progress to CeRER.
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Really good course.
Cherry10 June
It was a good base for you to understand AI and pursue further learning.
NIEL Gonzaga09 June
Great course. Thank you for making the learning session easy and engaging.
Abdullah Alqahtani09 June
The lesson segments are sequential in their ideas and clear in their explanations. I appreciated the variety of concepts, the coherence of the topics, and the illustrative examples. I thank the institute, the teachers, and the content writers; the lessons are excellent and clear.
Salwa Obed Altwalah Alshamri09 June
So good and easy!!
Nouf Alsleem08 June
This is very helpful in understanding how the technology is changing and emerging, so far.
Zohra Junaid08 June
Very good and clear informations
Nujud Alshammari07 June
Excellent experience, highly recommended.
Wejdan Alsahli07 June
very informative
Sharon J06 June
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The Certificate in Regulated Equity Release (CeRER) is a Level 3 qualification awarded by LIBF. It meets the FCA's examination standards for providing advice on equity release products and is registered with Ofqual in the Regulated Qualifications Framework (RQF). It is the recognised specialist qualification for mortgage advisers who want to advise clients on equity release, including lifetime mortgages and home reversion plans.
CeMAP is the standard qualification for mortgage advice. CeRER is a specialist qualification that focuses specifically on equity release. CeRER builds on CeMAP and is typically taken by advisers who want to extend their services into the equity release market. You need CeMAP or an equivalent before you can sit the CeRER exams.
Yes. You must hold CeMAP or an equivalent FCA-recognised mortgage advice qualification before sitting the CeRER exams. If you are not yet CeMAP-qualified, our CeMAP courses are the right place to start.
Our training prepares you to sit both CeRER units. Unit 1 covers the fundamentals of equity release, including the market, regulations, and different scheme types. Unit 2 focuses on applying equity release solutions to different client circumstances and providing a holistic assessment of client needs.
The course runs over two days of live online sessions delivered via a virtual classroom. Before the course begins, you will receive digital pre-course materials to help you prepare, along with comprehensive printed learning materials posted to your home.
Unit 1 is a 50-question multiple-choice exam with a 70% pass mark. Unit 2 consists of three case studies, each with 10 linked multiple-choice questions, also with a 70% pass mark. Both exams are sat online via remote invigilation through LIBF.
You pay one fee directly to LIBF, which covers your exam sittings, learning materials, and registration. Please contact us or visit the LIBF website for the most up-to-date fee information.
The CeRER qualification meets the FCA's examination standards for providing advice on equity release products. It is awarded by LIBF and registered with Ofqual on the Regulated Qualifications Framework (RQF).
CeRER qualifies you to advise clients on equity release products. Combined with CeMAP, it strengthens your profile as a mortgage and later life lending specialist. You can work at a bank, building society, or brokerage, or set up your own practice after achieving Competent Adviser Status (CAS). Contact e-Careers to find out how we can help you get there.
Equity release allows homeowners, typically older clients, to access the value tied up in their property without having to sell it. The two main product types are lifetime mortgages and home reversion plans. As a financial product regulated by the FCA, advising on equity release requires a specific qualification, such as CeRER.
To pass Unit 1, you need to score at least 35 out of 50 questions, which is a 70% pass mark. For Unit 2, you need to achieve 70% across three case studies, each with 10 linked multiple-choice questions. Both exams are sat online via remote invigilation through LIBF.
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