Professional Mortgage Adviser Package - CeMAP (Modules 1, 2 & 3) & CeRER - Virtual Classroom

Our courses are aligned with the LIBF qualifications and cover the full CeMAP and CeRER syllabus, including all the knowledge and skills assessed in the exams. By the end of your training, you will:

• Understand how the UK financial services industry is structured and regulated
• Know the key legislation and regulatory frameworks that govern mortgage advice
• Be able to explain different mortgage products and apply them to client circumstances
• Understand mortgage law, mortgage applications, and post-completion issues
• Know how to assess a client's needs and recommend suitable mortgage products
• Understand equity release products, including lifetime mortgages and home reversion plans
• Be able to apply equity release solutions to real client scenarios
• Be well prepared to sit the CeMAP 1, 2 and 3 exams and the CeRER exams

CeMAP Module 1: Financial Services, Regulation and Ethics (FSRE)

Module 1 is the starting point on the CeMAP 1 course. It gives you a solid grounding in how the UK financial services industry works, how it is regulated, and the ethical principles that underpin professional advice.

FRE1: Industry, Regulation and Key Parties

This unit introduces you to the structure of the UK financial services industry, the key participants, and the way legislation and regulation interact. You will learn how the regulatory framework shapes the role of a mortgage adviser and the responsibilities that come with giving regulated advice.

FRE2: Skills, Principles and Ethical Behaviours

This unit focuses on the practical skills and ethical standards expected of a qualified mortgage professional. You will explore how to apply professional principles in client-facing situations and understand the conduct standards all mortgage advisers must meet.

CeMAP Module 2: Mortgages (MORT)

The CeMAP 2 course moves into the core of mortgage advice. You will build a thorough understanding of mortgage products, the application process, protection products, and what happens once a mortgage completes.

MRT1: Mortgage Law, Practice and Application

This unit covers mortgage law and the mortgage application process in detail. You will learn how property valuation works, the factors that affect property value, and the fees involved in the mortgage process, including arrangement and valuation fees. You will also look at additional security measures lenders may require, such as guarantors or second charges.

MRT2: Mortgage Products and Post Completion

This unit covers the range of mortgage products available to clients and the issues that can arise after a mortgage completes. You will also study mortgage-related protection products, including insurance and protection policies, and learn how to advise clients on which products suit their individual circumstances.

CeMAP Module 3: Assessment of Mortgage Advice Knowledge (ASEW/ASSC)

Module 3 brings everything together. Rather than introducing new topics, it tests your ability to apply the knowledge gained from Modules 1 and 2 to realistic scenarios. You will also cover key areas of financial protection and the fundamentals of protection advice.

ASEW/ASSC: Assessment of Mortgage Advice Knowledge

This unit assesses your understanding of UK financial services regulation, mortgage principles, and mortgage advice through scenario-based case studies. It prepares you for the applied thinking required in the final CeMAP exam, where you demonstrate not just what you know, but how you use it.

CeRER: Certificate in Regulated Equity Release

The CeRER course covers equity release in depth across two units. You will learn about the equity release market, the regulations that apply to different schemes, and how to match the right product to a client's needs. CeRER is assessed separately and sits alongside CeMAP as a specialist qualification for advisers who want to work in equity release and later life lending.

Unit 1: Fundamentals of Equity Release

This unit gives you a thorough grounding in the equity release market and the regulations that govern different types of schemes. You will learn about lifetime mortgages and home reversion plans, understand the different types of clients who may benefit from equity release, and develop the skills to match clients to the most appropriate product. You will also look at clients' future options and how their circumstances may change over time.

Unit 2: Equity Release Solutions

This unit focuses on applying equity release knowledge to real client situations. You will learn how to carry out a full client assessment, determine eligibility, and structure appropriate equity release solutions for different circumstances. By the end, you will be able to provide a complete and holistic assessment of a client's equity release needs.

This Professional Mortgage Adviser Package is delivered across 11 days of live virtual classroom training, taking you through the complete CeMAP 1, 2 and 3 syllabus and the CeRER course content in a focused, step-by-step way. All you need is a computer or laptop and a reliable internet connection.

Your tutor runs each session live, guiding you through the course content, answering questions as they arise, and helping you build a clear understanding of each topic. Every session is recorded, so you can go back and watch anything you need at any point, whether to revisit a tricky subject or prepare for an upcoming exam.

Before your course begins, we send comprehensive printed learning materials directly to your home address. These are yours to use throughout the classes and to keep for revision. You also receive digital pre-course materials, including a study planner, to help you get organised and prepared before your first session.

Mock exam sessions are built into the programme to help you get familiar with the style and format of the actual exams. You will also learn alongside other professionals working towards the same qualification, making it a genuinely collaborative experience.

CeMAP is a Level 3 qualification, equivalent to A-Levels, and it requires genuine commitment and preparation. Most learners find the content very manageable when they engage actively with the course materials, attend the live sessions, and make full use of the mock exams included in the package. Our high pass rates reflect the quality of the training and the support we offer throughout.

The pass mark for all CeMAP exams is 70%, and the same applies to the CeRER exams. Our training is designed to give you the best possible chance of reaching that standard first time, and our exam pass guarantee means we will keep supporting you until you do.

CeMAP and CeRER Exam Formatr

All exams are taken online via remote invigilation through LIBF. There are no test centre options available.

CeMAP and CeRER Exam Registration

You will need to pay a separate registration fee directly to LIBF to gain access to their learning materials on their course site and to sit your exams. Find out more about CeMAP and CeRER and the registration fee.

Exam Pass Guarantee

We are confident in the quality of our virtual classroom training, which is why we back it with an exam pass guarantee. If you do not pass your exam after completing this course, you are eligible to retake the same training free of charge.

To qualify for the guarantee, you will need to:

• Attend all class days and complete all assignments
• Take your exam within 30 days of finishing your virtual classroom training
• Submit your request for re-enrolment within 30 days of an unsuccessful exam attempt

Please note that students retaking the course must utilise any materials or books distributed during their initial session. Failure to do so may result in charges for replacement materials.

The Exam Pass Guarantee does not cover exam fees, which must be purchased separately.

CeMAP and CeRER qualify you for a range of well-paid roles across the UK financial services industry, from working at a bank or building society to joining an independent brokerage.

Once you have the experience and have achieved Competent Adviser Status (CAS), you can also set up your own practice. CAS is confirmation from a FCA firm that you are authorised to give regulated mortgage advice without supervision. Get in touch with the e-Careers team to find out how we can help you work towards it.

Transparent pricing: All course prices include VAT. The price you see is the price you pay. Please note that the LIBF exam and registration fees are not included and are paid separately and directly to LIBF.

0% finance options. We offer interest-free payment plans so you can spread the cost of your training into manageable monthly payments without paying any extra.

What's included in the course price:

• 11 days of live virtual classroom training
• Comprehensive printed learning materials will be sent to your home address before the course begins
• Digital pre-course materials, including a study planner
• Mock exam sessions
• Exam pass guarantee
• Access to all recorded sessions

What is not included:

• LIBF exam and registration fees, paid separately and directly to LIBF